Record tornado years, back-to-back flood disasters, and a denied federal aid request have made storm preparation non-negotiable for Chicago homeowners. Here is how to protect your home, what your insurance actually covers, and the exact steps to take after damage strikes.
Hail rarely punches a visible hole in a roof. It bruises the shingle mat and strips the granules that protect it, damage that is almost impossible to see from the ground but shortens your roof’s life by years and often does not start leaking until months later. Learn what hail damage actually looks like, how to check safely without climbing up, what your insurance covers, and why the filing window matters as much as the damage itself.